Endorsement, Slip, and Validation

Endorsement - When an Epson printer includes endorsement it means that the printer has a second impact print head (see diagram). This allows the printer to print on both sides of the check (or other item inserted via the slip deck) at the same time. Information regarding who the check is to be issued to and the amount to be paid could be printed on the front by the slip print head while the endorsement print head prints the bank deposit information on the check back. Endorsement is an option on the H6000 printers.

Slip Printing – When an Epson printer has slip capability it means a document can be inserted for printing via the slip deck (See diagram below). With a check, it would be possible for the user to print the front of the check, remove the check, flip it over, insert the check for the second time, then print on the back of the check. If the printer has a slip deck and endorsement, then the check would only need to be handled once. However, any document up to 3" wide could still be printed using the slip deck. Slip printing is standard on all H6000 printers.

Validation - When an Epson printer supports validation, it means that a document (most likely a check) can be dropped in from the top for printing. This is in addition to the font loading capability of slip printing. Validation and Endorsement are not the same. Validation is an option on the H6000 printers.

Epson Model TM-H6000III
Receipt Printer

MICR
Endorser
Validator
TransScan
Proof Plus
 

Functional Diagram of H6000 printer

TransScan

TransScan is an Epson innovation which is being used by retailers as a way of reducing the costs of check processing. When installed within  Epson's TM-H6000III/IV thermal receipt printer, TransScan cuts check processing time by to 40%, and costs by as much as 30%.  Now, retailers have access to an extremely cost-effective technology which enables them to take full advantage of ECC at the point of sale.  The TM-H6000III multifunction printer with TransScan  is the only printer on the market that allows retailers to take advantage of the benefits of electronic check conversion (ECC) at the point-of-sale. It can process and capture the complete check image in a single step. Implementing ECC at the point-of-sale allows retailers to dramatically reduce check processing costs and cut bad check costs and losses.

Designed to comply with Check 21 legislation, TransScan provides for direct digital check imaging.. Integrated with Epson's TM-H6000III, TransScan cuts processing time, gives faster access to funds and reduces losses due to returned checks. Other benefits include the ability to centralize check processing through a single bank, allowing retailers to negotiate lower rates.

How does it work? Well, it's complicated but Epson has worked hard to make it simple to use. Compatible with any new or existing POS system, and requiring no extra equipment such as a separate check scanning terminal, the TM-H6000III with TransScan also reads MICR code and captures a complete check image in a single step, allowing the check to be processed electronically, much like a credit card transaction.  In-store check pickup, deposit preparation and transport are no longer required, while float time is reduced to one to two days (reduced from, typically, five to seven days), making funds available sooner. What's more, the processing time required to identify a fraudulent check can be cut from 12 to four business days, and administrative headaches resulting from misread MICR code are reduced.
 

TransScan is an option on  TM-H6000 printers.

MICR

Magnetic Ink Character Recognition, or MICR, is a character recognition technology adopted mainly by the banking industry to facilitate the processing of checks. The major MICR fonts used around the world are E-13B and CMC-7. Almost all checks now include MICR characters at the bottom of the paper in the E-13B font.

The 14 characters of the E-13B font

The control characters bracketing each numeral block are (from left to right) transit, on-us, amount, and dash.

Implementing ECC using Epson’s MICR reader with 99.9% accuracy eliminates misreads and substitution errors and lowers returned check costs. The MICR reader is integrated into the slip feeding and print capability of both the TM-H6000 and TM-U675 printers (see diagram, above).

Quick check processing  - With its innovative QuickPass™ technology, the TM-H6000III reads MICR and prints and endorses a check in a single pass. This shortens check printing time up to 50% over “check flipping” options, which means faster transaction and throughput times.

MICR is an option on the H6000 & TM-U675 printers.

Proof Plus

Proof Plus is identification-scanning technology integrated into a POS printer. By integrating an I.D. scanner into its TM-H6000multifunction printer, Epson provides retailers with the fastest and most reliable method for I.D. verification available at the point of sale today. In addition to heightened fraud protection, retailers also gain superior printing functionality available on both legacy and PC-based systems.   Positive I.D. verification is legally required for the sale of age-restricted items and by most retailers prior to accepting check transactions. I.D. scanning offers a powerful tool to enforce I.D. verification and fight fraud at the point of sale, When paired with the retailer’s POS application, the I.D. scanner prevents cashiers from issuing the receipt until the customer’s identification has been obtained. With Proof Plus scanning, cashiers can’t override the I.D. checking process—the retailer gains a failsafe I.D. collection method, and a receipt that can serve as legal proof of compliance. IDs are inserted into the top of an H6000 printer The Scanning Process When lithe POS system issues an I.D. prompt, the cashier simply inserts the I.D. into the card slot of the TM-H6000II printer and the scanning process is completed within three seconds: Proof Plus I.D. scanner scans the surface of the card Card image is digitized and converted into a tif or jpeg file Image file is transmitted to the server Image file is routed to a central repository in the back office or store headquarters Proof Plus technology ensures a high-resolution image with 256-shade gray scale scanning. An additional bi-tonal scanning feature eliminates background images such as state seals or emblems to ensure that the photo and address data are clearly captured. Stored images can be coded with the transaction or batch number for fast and easy retrieval.

Proof Plus is an option on TM-H6000  printers.